/*
Theme Name: Credo BPO
Theme URI: https://www.credobpo.com
Author: Credo BPO
Author URI: https://www.credobpo.com
Description: Custom WordPress theme for Credo BPO — a virtual assistant / BPO outsourcing site with a home page, about, services, blog, and contact pages, plus a built-in VA cost calculator modal. Architecture inspired by outsourceaccelerator.com.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: LICENSE
Text Domain: credobpo
*/

/* ==========================================================================
   1. Custom properties
   ========================================================================== */
:root {
	--color-primary: #004ea8;
	--color-primary-dark: #003872;
	--color-primary-light: #e8f1fb;
	--color-accent: #f7a600;
	--color-accent-dark: #d98e00;
	--color-dark: #0b1f33;
	--color-gray-900: #12203a;
	--color-gray-700: #47546a;
	--color-gray-500: #7c8aa0;
	--color-gray-200: #e3e8f0;
	--color-gray-100: #f5f8fb;
	--color-white: #ffffff;

	--font-heading: 'Plus Jakarta Sans', 'Segoe UI', sans-serif;
	--font-body: 'Inter', 'Segoe UI', sans-serif;

	--container-width: 1200px;
	--radius-sm: 6px;
	--radius-md: 12px;
	--radius-lg: 20px;
	--shadow-sm: 0 2px 8px rgba(11, 31, 51, 0.06);
	--shadow-md: 0 10px 30px rgba(11, 31, 51, 0.10);
	--shadow-lg: 0 20px 50px rgba(11, 31, 51, 0.16);
	--transition: 0.2s ease;
}

/* ==========================================================================
   2. Reset & base
   ========================================================================== */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
	margin: 0;
	font-family: var(--font-body);
	color: var(--color-gray-900);
	background: var(--color-white);
	font-size: 16px;
	line-height: 1.65;
	-webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--color-primary); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--color-primary-dark); }
ul { list-style: none; margin: 0; padding: 0; }
h1, h2, h3, h4, h5, h6 {
	font-family: var(--font-heading);
	color: var(--color-dark);
	line-height: 1.2;
	margin: 0 0 16px;
	font-weight: 700;
}
p { margin: 0 0 16px; }
button { font-family: inherit; cursor: pointer; }
input, textarea, select { font-family: inherit; font-size: 1rem; }
.screen-reader-text {
	position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
	overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}
.container {
	width: 100%;
	max-width: var(--container-width);
	margin: 0 auto;
	padding: 0 24px;
}

/* ==========================================================================
   3. Buttons
   ========================================================================== */
.btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 8px;
	padding: 14px 28px;
	border-radius: 999px;
	font-weight: 600;
	font-size: 0.95rem;
	border: 2px solid transparent;
	transition: all var(--transition);
	white-space: nowrap;
}
.btn-primary {
	background: var(--color-accent);
	color: var(--color-dark);
}
.btn-primary:hover {
	background: var(--color-accent-dark);
	color: var(--color-dark);
	transform: translateY(-1px);
}
.btn-outline {
	background: transparent;
	border-color: rgba(255, 255, 255, 0.55);
	color: var(--color-white);
}
.btn-outline:hover {
	background: rgba(255, 255, 255, 0.12);
	color: var(--color-white);
	border-color: var(--color-white);
}
.btn-outline-dark {
	background: transparent;
	border-color: var(--color-primary);
	color: var(--color-primary);
}
.btn-outline-dark:hover {
	background: var(--color-primary);
	color: var(--color-white);
}
.btn-block { width: 100%; }
.btn svg { width: 18px; height: 18px; }

/* ==========================================================================
   4. Header / navigation
   ========================================================================== */
.site-header {
	position: sticky;
	top: 0;
	z-index: 100;
	background: var(--color-white);
	border-bottom: 1px solid var(--color-gray-200);
}
.site-header__inner {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 24px;
	padding: 16px 24px;
}
.site-branding a {
	display: flex;
	align-items: center;
	font-family: var(--font-heading);
	font-weight: 800;
	font-size: 1.4rem;
	color: var(--color-dark);
}
.site-branding img { max-height: 44px; width: auto; }
.site-branding .logo-accent { color: var(--color-primary); }

.primary-navigation { display: flex; align-items: center; gap: 8px; }
.primary-menu {
	display: flex;
	align-items: center;
	gap: 4px;
}
.primary-menu > li > a {
	display: inline-block;
	padding: 10px 16px;
	border-radius: 999px;
	color: var(--color-gray-900);
	font-weight: 600;
	font-size: 0.95rem;
}
.primary-menu > li > a:hover,
.primary-menu > li.current-menu-item > a {
	background: var(--color-primary-light);
	color: var(--color-primary);
}
.header-actions { display: flex; align-items: center; gap: 12px; }
.header-actions .btn { padding: 11px 22px; }
.btn-calc-trigger {
	background: var(--color-primary);
	color: var(--color-white);
}
.btn-calc-trigger:hover { background: var(--color-primary-dark); color: var(--color-white); }

.menu-toggle {
	display: none;
	background: none;
	border: none;
	width: 40px;
	height: 40px;
	position: relative;
}
.menu-toggle span {
	position: absolute;
	left: 8px;
	right: 8px;
	height: 2px;
	background: var(--color-dark);
	transition: transform var(--transition), opacity var(--transition);
}
.menu-toggle span:nth-child(1) { top: 13px; }
.menu-toggle span:nth-child(2) { top: 19px; }
.menu-toggle span:nth-child(3) { top: 25px; }
.menu-toggle.is-active span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.menu-toggle.is-active span:nth-child(2) { opacity: 0; }
.menu-toggle.is-active span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* ==========================================================================
   5. Hero
   ========================================================================== */
.hero {
	position: relative;
	background: linear-gradient(150deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
	overflow: hidden;
	padding: 88px 0 100px;
}
.hero::before {
	content: "";
	position: absolute;
	inset: 0;
	background-image: radial-gradient(circle at 85% 20%, rgba(255,255,255,0.10) 0, transparent 45%),
		radial-gradient(circle at 10% 90%, rgba(247,166,0,0.18) 0, transparent 40%);
	pointer-events: none;
}
.hero__inner {
	position: relative;
	display: grid;
	grid-template-columns: 1.05fr 0.95fr;
	align-items: center;
	gap: 56px;
}
.hero__eyebrow {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: rgba(255, 255, 255, 0.12);
	color: var(--color-white);
	border: 1px solid rgba(255, 255, 255, 0.25);
	padding: 8px 16px;
	border-radius: 999px;
	font-size: 0.8rem;
	font-weight: 700;
	letter-spacing: 0.04em;
	text-transform: uppercase;
	margin-bottom: 22px;
}
.hero__eyebrow svg { width: 16px; height: 16px; }
.hero h1 {
	color: var(--color-white);
	font-size: clamp(2.1rem, 4vw, 3.2rem);
	margin-bottom: 20px;
}
.hero h1 .highlight { color: var(--color-accent); }
.hero__subtitle {
	color: rgba(255, 255, 255, 0.86);
	font-size: 1.15rem;
	max-width: 560px;
	margin-bottom: 32px;
}
.hero__actions {
	display: flex;
	flex-wrap: wrap;
	gap: 16px;
	margin-bottom: 40px;
}
.hero__stats {
	display: flex;
	flex-wrap: wrap;
	gap: 32px;
}
.hero__stat strong {
	display: block;
	font-family: var(--font-heading);
	font-size: 1.6rem;
	color: var(--color-white);
}
.hero__stat span {
	color: rgba(255, 255, 255, 0.72);
	font-size: 0.85rem;
}

.hero__media {
	position: relative;
	display: flex;
	align-items: center;
	justify-content: center;
}
.hero__media-frame {
	position: relative;
	width: 100%;
	border-radius: var(--radius-lg);
	overflow: hidden;
	box-shadow: var(--shadow-lg);
	aspect-ratio: 4 / 3.4;
	background: linear-gradient(160deg, #0b64c4, #003a7a);
}
.hero__media-frame img {
	width: 100%;
	height: 100%;
	object-fit: cover;
}
.hero__media-frame .hero__placeholder-svg {
	width: 100%;
	height: 100%;
}
.hero__floating-card {
	position: absolute;
	bottom: -22px;
	left: -24px;
	background: var(--color-white);
	border-radius: var(--radius-md);
	box-shadow: var(--shadow-lg);
	padding: 18px 22px;
	display: flex;
	align-items: center;
	gap: 14px;
	max-width: 260px;
}
.hero__floating-card .icon {
	width: 44px;
	height: 44px;
	border-radius: 50%;
	background: var(--color-primary-light);
	color: var(--color-primary);
	display: flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
}
.hero__floating-card .icon svg { width: 22px; height: 22px; }
.hero__floating-card strong { display: block; font-family: var(--font-heading); font-size: 1.15rem; color: var(--color-dark); }
.hero__floating-card span { font-size: 0.82rem; color: var(--color-gray-500); }
.hero__floating-badge {
	position: absolute;
	top: 24px;
	right: -16px;
	background: var(--color-accent);
	color: var(--color-dark);
	font-weight: 700;
	font-size: 0.85rem;
	padding: 10px 18px;
	border-radius: 999px;
	box-shadow: var(--shadow-md);
}

/* Trust bar */
.trust-bar { padding: 40px 0; border-bottom: 1px solid var(--color-gray-200); }
.trust-bar__label {
	text-align: center;
	color: var(--color-gray-500);
	font-size: 0.82rem;
	text-transform: uppercase;
	letter-spacing: 0.08em;
	margin-bottom: 22px;
}
.trust-bar__logos {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	align-items: center;
	gap: 48px;
}
.trust-bar__logos span {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	font-family: var(--font-heading);
	font-weight: 700;
	font-size: 0.95rem;
	color: var(--color-gray-700);
}
.trust-bar__logos span svg {
	width: 20px;
	height: 20px;
	color: var(--color-primary);
	flex-shrink: 0;
}

/* ==========================================================================
   6. Section scaffolding
   ========================================================================== */
.section { padding: 88px 0; }
.section--tint { background: var(--color-gray-100); }
.section--dark { background: var(--color-dark); color: var(--color-white); }
.section--dark h2, .section--dark p { color: var(--color-white); }
.section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.eyebrow {
	display: inline-block;
	color: var(--color-primary);
	font-weight: 700;
	font-size: 0.82rem;
	text-transform: uppercase;
	letter-spacing: 0.08em;
	margin-bottom: 12px;
}
.section-head h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
.section-head p { color: var(--color-gray-700); font-size: 1.05rem; }
.section-foot { text-align: center; margin-top: 44px; }

/* Services grid */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.service-card {
	background: var(--color-white);
	border: 1px solid var(--color-gray-200);
	border-radius: var(--radius-md);
	padding: 32px;
	transition: transform var(--transition), box-shadow var(--transition);
	height: 100%;
}
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.service-card .icon {
	width: 52px;
	height: 52px;
	border-radius: var(--radius-sm);
	background: var(--color-primary-light);
	color: var(--color-primary);
	display: flex;
	align-items: center;
	justify-content: center;
	margin-bottom: 20px;
}
.service-card .icon svg { width: 26px; height: 26px; }
.service-card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.service-card p { color: var(--color-gray-700); margin-bottom: 0; font-size: 0.96rem; }
.service-card a.card-link {
	display: inline-flex;
	align-items: center;
	gap: 6px;
	margin-top: 16px;
	font-weight: 600;
	font-size: 0.92rem;
}

/* How it works / process steps */
.process-steps {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
	gap: 24px;
	counter-reset: step;
}
.process-step { text-align: left; position: relative; padding-top: 8px; }
.process-step::before {
	counter-increment: step;
	content: counter(step, decimal-leading-zero);
	font-family: var(--font-heading);
	font-weight: 800;
	font-size: 1.8rem;
	color: var(--color-primary-light);
	-webkit-text-stroke: 1.5px var(--color-primary);
	display: block;
	margin-bottom: 12px;
}
.process-step h3 { font-size: 1.05rem; margin-bottom: 8px; }
.process-step p { color: var(--color-gray-700); font-size: 0.92rem; margin-bottom: 0; }

/* Stats band */
.stats-band {
	background: var(--color-primary);
	border-radius: var(--radius-lg);
	padding: 48px;
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: 24px;
	text-align: center;
}
.stats-band .stat strong {
	display: block;
	font-family: var(--font-heading);
	font-size: 2.2rem;
	color: var(--color-white);
}
.stats-band .stat span { color: rgba(255,255,255,0.78); font-size: 0.9rem; }

/* Calculator promo band */
.calc-promo {
	background: linear-gradient(120deg, var(--color-dark), var(--color-primary-dark));
	border-radius: var(--radius-lg);
	padding: 56px;
	display: grid;
	grid-template-columns: 1.2fr auto;
	align-items: center;
	gap: 32px;
	color: var(--color-white);
}
.calc-promo h2 { color: var(--color-white); margin-bottom: 12px; }
.calc-promo p { color: rgba(255,255,255,0.82); margin-bottom: 0; }

/* Blog highlights on home page */
.grid-blog { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }

/* CTA band */
.cta-band {
	background: var(--color-primary-light);
	border-radius: var(--radius-lg);
	padding: 56px;
	text-align: center;
}
.cta-band h2 { margin-bottom: 12px; }
.cta-band p { color: var(--color-gray-700); max-width: 560px; margin: 0 auto 28px; }

/* ==========================================================================
   7. Page header (inner pages)
   ========================================================================== */
.page-header {
	background: var(--color-primary);
	padding: 64px 0 56px;
	text-align: center;
}
.breadcrumbs {
	display: block;
	margin-bottom: 18px;
	font-size: 0.85rem;
}
.breadcrumbs a { color: var(--color-gray-500); }
.breadcrumbs a:hover { color: var(--color-primary); }
.breadcrumbs span[aria-current] { color: var(--color-gray-700); }
.breadcrumbs__sep { margin: 0 8px; color: var(--color-gray-200); }
.page-header .breadcrumbs a { color: rgba(255, 255, 255, 0.75); }
.page-header .breadcrumbs a:hover { color: var(--color-white); }
.page-header .breadcrumbs span[aria-current] { color: rgba(255, 255, 255, 0.9); }
.page-header .breadcrumbs__sep { color: rgba(255, 255, 255, 0.4); }
.page-header .eyebrow { color: var(--color-accent); }
.page-header h1 { color: var(--color-white); margin-bottom: 12px; }
.page-header__subtitle { color: rgba(255,255,255,0.85); max-width: 620px; margin: 0 auto; }

/* About page */
.about-values { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.value-card { padding: 28px; border-radius: var(--radius-md); background: var(--color-gray-100); }
.value-card .icon { color: var(--color-primary); margin-bottom: 16px; }
.value-card .icon svg { width: 30px; height: 30px; }
.about-split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.about-split__media { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); }

/* Pricing cards */
.pricing-grid {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: 28px;
	max-width: 880px;
	margin: 0 auto;
}
.pricing-card {
	position: relative;
	background: var(--color-white);
	border: 1px solid var(--color-gray-200);
	border-radius: var(--radius-lg);
	padding: 40px;
}
.pricing-card--featured {
	border-color: var(--color-primary);
	box-shadow: var(--shadow-md);
}
.pricing-card__badge {
	position: absolute;
	top: -14px;
	right: 32px;
	background: var(--color-accent);
	color: var(--color-dark);
	font-size: 0.78rem;
	font-weight: 700;
	padding: 6px 16px;
	border-radius: 999px;
}
.pricing-card h3 { font-size: 1.1rem; margin-bottom: 4px; }
.price {
	font-family: var(--font-heading);
	font-size: 2.4rem;
	font-weight: 800;
	color: var(--color-primary);
	margin-bottom: 4px;
}
.price span { font-size: 1rem; font-weight: 600; color: var(--color-gray-500); }
.price-note { color: var(--color-gray-500); font-size: 0.85rem; margin-bottom: 24px; }
.pricing-card ul { margin-bottom: 28px; }
.pricing-card ul li {
	display: flex;
	align-items: flex-start;
	gap: 10px;
	padding: 8px 0;
	font-size: 0.92rem;
	color: var(--color-gray-700);
	border-bottom: 1px solid var(--color-gray-100);
}
.pricing-card ul li:last-child { border-bottom: none; }
.pricing-card ul li svg { width: 18px; height: 18px; color: var(--color-primary); flex-shrink: 0; margin-top: 2px; }
.pricing-addon {
	text-align: center;
	max-width: 880px;
	margin: 28px auto 0;
	padding: 20px 28px;
	background: var(--color-primary-light);
	border-radius: var(--radius-md);
	color: var(--color-gray-900);
	font-size: 0.95rem;
}

/* Services page */
.pricing-note {
	display: flex;
	align-items: center;
	gap: 16px;
	background: var(--color-primary-light);
	border-radius: var(--radius-md);
	padding: 24px 28px;
	margin-top: 16px;
}
.pricing-note .icon { color: var(--color-primary); flex-shrink: 0; }
.pricing-note .icon svg { width: 32px; height: 32px; }

/* ==========================================================================
   8. Blog
   ========================================================================== */
.blog-layout { display: grid; grid-template-columns: 2.2fr 1fr; gap: 48px; align-items: start; }
.post-card {
	background: var(--color-white);
	border: 1px solid var(--color-gray-200);
	border-radius: var(--radius-md);
	overflow: hidden;
	transition: box-shadow var(--transition), transform var(--transition);
	margin-bottom: 32px;
}
.post-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.post-card__thumb { aspect-ratio: 16/10; overflow: hidden; background: var(--color-gray-200); }
.post-card__thumb img { width: 100%; height: 100%; object-fit: cover; }
.post-card__body { padding: 24px; }
.post-card__meta { font-size: 0.8rem; color: var(--color-gray-500); text-transform: uppercase; letter-spacing: 0.04em; margin-bottom: 10px; }
.post-card__meta a { color: var(--color-primary); font-weight: 600; }
.post-card h3 { font-size: 1.2rem; margin-bottom: 10px; }
.post-card h3 a { color: var(--color-dark); }
.post-card h3 a:hover { color: var(--color-primary); }
.post-card p { color: var(--color-gray-700); font-size: 0.95rem; margin-bottom: 0; }
.grid-blog .post-card { margin-bottom: 0; }

.widget { background: var(--color-gray-100); border-radius: var(--radius-md); padding: 24px; margin-bottom: 24px; }
.widget-title { font-size: 1rem; margin-bottom: 16px; }
.widget ul li { margin-bottom: 10px; }
.widget ul li a { color: var(--color-gray-900); font-size: 0.92rem; }
.widget ul li a:hover { color: var(--color-primary); }

.single-post-header { margin-bottom: 32px; }
.single-post-header__meta { color: var(--color-gray-500); font-size: 0.88rem; margin-bottom: 14px; }
.single-post-thumb { border-radius: var(--radius-lg); overflow: hidden; margin-bottom: 32px; box-shadow: var(--shadow-sm); }
.entry-content { font-size: 1.05rem; color: var(--color-gray-900); }
.entry-content h2, .entry-content h3 { margin-top: 36px; }
.entry-content img { border-radius: var(--radius-md); }
.entry-content blockquote {
	border-left: 4px solid var(--color-primary);
	background: var(--color-gray-100);
	padding: 16px 24px;
	margin: 24px 0;
	border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}
.post-tags { margin-top: 32px; display: flex; flex-wrap: wrap; gap: 8px; }
.post-tags a {
	background: var(--color-gray-100);
	padding: 6px 14px;
	border-radius: 999px;
	font-size: 0.85rem;
	color: var(--color-gray-700);
}

.pagination { display: flex; justify-content: center; gap: 8px; margin-top: 40px; }
.pagination .page-numbers {
	display: inline-flex; align-items: center; justify-content: center;
	min-width: 42px; height: 42px; border-radius: var(--radius-sm);
	border: 1px solid var(--color-gray-200); color: var(--color-gray-900); font-weight: 600; padding: 0 12px;
}
.pagination .page-numbers.current,
.pagination .page-numbers:hover { background: var(--color-primary); color: var(--color-white); border-color: var(--color-primary); }

/* ==========================================================================
   9. Contact page + forms
   ========================================================================== */
.contact-layout { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 48px; }
.contact-info-card {
	background: var(--color-dark);
	color: var(--color-white);
	border-radius: var(--radius-lg);
	padding: 40px;
}
.contact-info-card h3 { color: var(--color-white); }
.contact-info-item { display: flex; gap: 16px; padding: 18px 0; border-bottom: 1px solid rgba(255,255,255,0.12); }
.contact-info-item:last-child { border-bottom: none; }
.contact-info-item .icon {
	width: 44px; height: 44px; border-radius: 50%; background: rgba(255,255,255,0.1);
	color: var(--color-accent); display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.contact-info-item .icon svg { width: 20px; height: 20px; }
.contact-info-item strong { display: block; margin-bottom: 4px; }
.contact-info-item span, .contact-info-item a { color: rgba(255,255,255,0.75); font-size: 0.92rem; }

.contact-form-card {
	background: var(--color-white);
	border: 1px solid var(--color-gray-200);
	border-radius: var(--radius-lg);
	padding: 40px;
	box-shadow: var(--shadow-sm);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-weight: 600; font-size: 0.9rem; margin-bottom: 8px; }
.form-group input,
.form-group textarea,
.form-group select {
	width: 100%;
	padding: 13px 16px;
	border: 1px solid var(--color-gray-200);
	border-radius: var(--radius-sm);
	background: var(--color-gray-100);
	transition: border-color var(--transition), background var(--transition);
}
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
	outline: none;
	border-color: var(--color-primary);
	background: var(--color-white);
}
.form-notice { padding: 14px 18px; border-radius: var(--radius-sm); margin-bottom: 24px; font-size: 0.92rem; }
.form-notice.success { background: #e5f6ea; color: #1c7a3c; }
.form-notice.error { background: #fdeaea; color: #b3261e; }
.honeypot-field { position: absolute; left: -9999px; opacity: 0; }
.map-embed { border-radius: var(--radius-lg); overflow: hidden; margin-top: 48px; border: 1px solid var(--color-gray-200); }
.map-embed iframe { width: 100%; height: 380px; border: 0; display: block; }

/* FAQ accordion */
.faq-list { max-width: 760px; margin: 0 auto; }
.faq-item {
	background: var(--color-white);
	border: 1px solid var(--color-gray-200);
	border-radius: var(--radius-md);
	margin-bottom: 14px;
	overflow: hidden;
}
.faq-question {
	width: 100%;
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 16px;
	padding: 20px 24px;
	background: none;
	border: none;
	text-align: left;
	font-weight: 700;
	font-size: 1rem;
	color: var(--color-dark);
}
.faq-toggle-icon {
	flex-shrink: 0;
	width: 28px;
	height: 28px;
	border-radius: 50%;
	background: var(--color-primary-light);
	color: var(--color-primary);
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 1.2rem;
	transition: transform var(--transition);
}
.faq-item.is-open .faq-toggle-icon { transform: rotate(45deg); }
.faq-answer {
	max-height: 0;
	overflow: hidden;
	transition: max-height var(--transition);
	padding: 0 24px;
}
.faq-item.is-open .faq-answer { max-height: 400px; padding-bottom: 20px; }
.faq-answer p { color: var(--color-gray-700); margin-bottom: 0; font-size: 0.95rem; }

/* ==========================================================================
   10. VA Calculator modal
   ========================================================================== */
.calc-modal-overlay {
	position: fixed;
	inset: 0;
	background: rgba(11, 31, 51, 0.6);
	backdrop-filter: blur(2px);
	z-index: 999;
	display: none;
	align-items: flex-start;
	justify-content: center;
	overflow-y: auto;
	padding: 5vh 20px;
}
.calc-modal-overlay.is-open { display: flex; }
body.calc-modal-open { overflow: hidden; }

.calc-modal {
	background: var(--color-white);
	border-radius: var(--radius-lg);
	width: 100%;
	max-width: 880px;
	box-shadow: var(--shadow-lg);
	position: relative;
	animation: calc-modal-in 0.25s ease;
}
@keyframes calc-modal-in {
	from { opacity: 0; transform: translateY(16px) scale(0.98); }
	to { opacity: 1; transform: translateY(0) scale(1); }
}
.calc-modal__close {
	position: absolute;
	top: 18px;
	right: 18px;
	width: 38px;
	height: 38px;
	border-radius: 50%;
	border: none;
	background: var(--color-gray-100);
	color: var(--color-gray-700);
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 1.3rem;
	z-index: 2;
}
.calc-modal__close:hover { background: var(--color-gray-200); }
.calc-modal__header { padding: 36px 40px 0; }
.calc-modal__header .eyebrow { color: var(--color-primary); }
.calc-modal__header h2 { font-size: 1.5rem; margin-bottom: 8px; }
.calc-modal__header p { color: var(--color-gray-700); margin-bottom: 0; }
.calc-modal__body {
	display: grid;
	grid-template-columns: 1.1fr 0.9fr;
	gap: 0;
	padding: 28px 40px 40px;
}
.calc-form .form-group { margin-bottom: 22px; }
.calc-form label { display: block; font-weight: 600; font-size: 0.88rem; margin-bottom: 10px; }
.calc-form select {
	width: 100%;
	padding: 12px 14px;
	border-radius: var(--radius-sm);
	border: 1px solid var(--color-gray-200);
	background: var(--color-gray-100);
}
.segmented {
	display: flex;
	background: var(--color-gray-100);
	border-radius: var(--radius-sm);
	padding: 4px;
	gap: 4px;
}
.segmented input { display: none; }
.segmented label {
	flex: 1;
	text-align: center;
	padding: 10px 8px;
	border-radius: 4px;
	font-size: 0.88rem;
	font-weight: 600;
	color: var(--color-gray-700);
	margin: 0;
	transition: all var(--transition);
}
.segmented input:checked + label {
	background: var(--color-white);
	color: var(--color-primary);
	box-shadow: var(--shadow-sm);
}
.stepper {
	display: flex;
	align-items: center;
	gap: 16px;
	background: var(--color-gray-100);
	border-radius: var(--radius-sm);
	padding: 8px 12px;
	width: fit-content;
}
.stepper button {
	width: 32px; height: 32px; border-radius: 50%;
	border: 1px solid var(--color-gray-200); background: var(--color-white);
	font-size: 1.1rem; line-height: 1; color: var(--color-primary); font-weight: 700;
}
.stepper button:hover { background: var(--color-primary); color: var(--color-white); }
.stepper output { min-width: 28px; text-align: center; font-weight: 700; font-family: var(--font-heading); }

.calc-includes-list li {
	display: flex;
	align-items: flex-start;
	gap: 10px;
	padding: 8px 0;
	font-size: 0.88rem;
	color: var(--color-gray-700);
}
.calc-includes-list li svg {
	width: 18px;
	height: 18px;
	color: var(--color-primary);
	flex-shrink: 0;
	margin-top: 2px;
}

.calc-results {
	background: var(--color-dark);
	color: var(--color-white);
	border-radius: var(--radius-md);
	padding: 28px;
	margin-left: 32px;
	display: flex;
	flex-direction: column;
	gap: 18px;
}
.calc-results h3 { color: var(--color-white); font-size: 1rem; margin-bottom: 0; }
.calc-result-line {
	display: flex;
	justify-content: space-between;
	align-items: baseline;
	padding-bottom: 14px;
	border-bottom: 1px solid rgba(255,255,255,0.12);
}
.calc-result-line span { color: rgba(255,255,255,0.7); font-size: 0.85rem; }
.calc-result-line strong { font-family: var(--font-heading); font-size: 1.3rem; }
.calc-result-hero {
	background: rgba(247, 166, 0, 0.14);
	border: 1px solid rgba(247, 166, 0, 0.4);
	border-radius: var(--radius-sm);
	padding: 18px;
	text-align: center;
}
.calc-result-hero span { display: block; font-size: 0.8rem; color: rgba(255,255,255,0.75); margin-bottom: 6px; }
.calc-result-hero strong { display: block; font-family: var(--font-heading); font-size: 2rem; color: var(--color-accent); }
.calc-savings { text-align: center; font-size: 0.88rem; color: rgba(255,255,255,0.8); }
.calc-savings strong { color: #7CF29A; }
.calc-disclaimer { font-size: 0.72rem; color: rgba(255,255,255,0.5); margin-bottom: 0; }
.calc-results .btn { margin-top: 4px; }

/* ==========================================================================
   11. Footer
   ========================================================================== */
.site-footer { background: var(--color-dark); color: rgba(255,255,255,0.8); padding-top: 72px; }
.footer-top {
	display: grid;
	grid-template-columns: 1.4fr repeat(3, 1fr);
	gap: 32px;
	padding-bottom: 56px;
	border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer-brand .site-branding a { color: var(--color-white); }
.footer-brand p { color: rgba(255,255,255,0.65); margin: 16px 0 20px; max-width: 300px; }
.footer-social { display: flex; gap: 10px; }
.footer-social a {
	width: 38px; height: 38px; border-radius: 50%;
	background: rgba(255,255,255,0.08); color: var(--color-white);
	display: flex; align-items: center; justify-content: center;
}
.footer-social a:hover { background: var(--color-primary); }
.footer-social svg { width: 18px; height: 18px; }
.site-footer .widget { background: transparent; padding: 0; margin: 0; }
.site-footer .widget-title { color: var(--color-white); font-size: 0.95rem; text-transform: uppercase; letter-spacing: 0.05em; }
.site-footer .widget ul li a { color: rgba(255,255,255,0.68); }
.site-footer .widget ul li a:hover { color: var(--color-accent); }
.footer-bottom {
	display: flex;
	justify-content: space-between;
	align-items: center;
	padding: 26px 0;
	font-size: 0.85rem;
	color: rgba(255,255,255,0.55);
	flex-wrap: wrap;
	gap: 12px;
}
.footer-bottom a { color: rgba(255,255,255,0.55); }
.footer-bottom a:hover { color: var(--color-white); }
.footer-legal { display: flex; gap: 20px; }

/* ==========================================================================
   12. Responsive
   ========================================================================== */
@media (max-width: 1024px) {
	.hero__inner { grid-template-columns: 1fr; }
	.hero__media { order: -1; max-width: 480px; margin: 0 auto 24px; }
	.grid-3, .grid-blog, .about-values { grid-template-columns: repeat(2, 1fr); }
	.process-steps { grid-template-columns: repeat(2, 1fr); }
	.stats-band { grid-template-columns: repeat(2, 1fr); }
	.blog-layout, .contact-layout, .about-split { grid-template-columns: 1fr; }
	.calc-promo { grid-template-columns: 1fr; text-align: center; }
	.calc-modal__body { grid-template-columns: 1fr; }
	.calc-results { margin-left: 0; margin-top: 8px; }
}
@media (max-width: 782px) {
	.primary-navigation { position: fixed; top: 73px; left: 0; right: 0; bottom: 0; background: var(--color-white); flex-direction: column; align-items: stretch; padding: 24px; overflow-y: auto; transform: translateX(-100%); transition: transform var(--transition); }
	.primary-navigation.is-open { transform: translateX(0); }
	.primary-menu { flex-direction: column; align-items: stretch; gap: 4px; }
	.primary-menu > li > a { display: block; padding: 14px 16px; }
	.header-actions .btn-outline-dark { display: none; }
	.menu-toggle { display: block; }
	.grid-3, .grid-blog, .about-values, .process-steps, .stats-band, .form-row, .pricing-grid { grid-template-columns: 1fr; }
	.section { padding: 56px 0; }
	.hero { padding: 56px 0 72px; }
	.calc-promo, .cta-band, .contact-form-card, .contact-info-card { padding: 32px 24px; }
	.footer-top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
	.footer-top { grid-template-columns: 1fr; }
	.hero__floating-card { position: static; margin-top: -40px; margin-left: 16px; margin-right: 16px; }
	.hero__floating-badge { position: static; display: inline-block; margin-top: 12px; }
}